Payment Policy

Thank you for choosing Exquisite Trends Limited. We are committed to ensuring a seamless and secure shopping experience. This Payment Policy provides detailed information about payment methods, processing procedures, security measures, and your rights as a consumer.

Accepted Payment Methods

We offer a variety of payment methods to provide flexibility and convenience for our customers :

Credit/Debit Cards: We accept all major credit and debit cards, including:

  • Visa
  • MasterCard
  • American Express
  • Maestro 
  • elo 
  • Discover 
  • Diners club 
  • Union pay 
  • Apple pay
  • PayPal: A secure option that allows you to pay without entering your credit/debit card details on our website.
  • Google Pay: For customers using compatible devices, allowing for mobile payments that are fast and secure.
  • Shop Pay: An accelerated checkout option that remembers your payment details and shipping information, making it easy to complete purchases quickly and securely.
  • Klarna: With Klarna, you can shop now and pay later!

All payments are processed securely and in compliance with applicable laws to ensure your information is safe.

Currency

All prices on our website are inclusive of VAT (Value Added Tax) at the applicable rate. All charges are billed in GBP (pound sterling) /£. While the content of your cart is currently displayed in your local currency, the checkout will use GBP at the most current exchange rate. Please be aware that your bank may impose additional conversion fees, which are separate from our charges. The final charge to your account will reflect any applicable taxes and shipping fees.

Payment Processing

  • Order Confirmation: After placing an order, you will receive an email confirmation that includes your order details and payment information. Please keep this for your records.
  • Payment Authorization:
  • Immediate Charge: For standard orders, your payment will be authorized at checkout.
  • Pre-Orders and Backorders: For pre-orders or backordered items, we may authorize your payment upon checkout, but the charge will only be made when the item is ready for dispatch.
  • Shop Pay and Klarna Transactions: If you choose either Shop Pay or Klarna, you will be redirected to their secure processing page. Klarna will conduct a soft credit check to determine your eligibility for payment plans.

Security and Fraud Prevention

At ExquisiteTrends Limited, your security is our top priority. We utilize industry-standard encryption (SSL) to protect your personal and payment information during transmission. Our payment processors comply with PCI DSS (Payment Card Industry Data Security Standard) to ensure secure transactions.

We regularly monitor our systems for suspicious activity and may conduct additional verification for certain transactions to prevent fraud.

Pricing and Fees

  • Product Pricing: All prices on our website are inclusive of VAT (Value Added Tax) at the applicable rate.
  • Shipping Costs: We offer free shipping for all our customers. Customers can enjoy free shipping on all orders. Your delivery method is chosen based on the value of your total order.

Payment Disputes

  • Disputing a Charge: If you believe a transaction was processed in error, please contact our customer service within 14 business days (Monday to Sunday) of the charge. Provide your order number and details of the dispute for timely resolution.
  • Chargebacks: We take chargebacks seriously. If you initiate a chargeback, it is our policy to investigate first and resolve any issues directly. Please reach out to us directly to resolve any concerns prior to initiating a chargeback.

Refunds and Returns

Refer to our Returns Policy for detailed information regarding your options for refunds, how they will be processed, and any conditions that apply. Refunds will be issued to the original payment method used during the purchase.

Changes to This Policy

We may update our Payment Policy periodically to reflect changes in legislation, payment processing methods, or our operational practices. Any changes will be posted on this page, and we encourage you to check back frequently for the latest information.

Contact Us

If you have any questions or concerns regarding our Payment Policy or your order, please feel free to reach out to our customer service team:

Company Name: EXQUISITETRENDS LIMITED.
Company Number: 16055615
Business address:13 Hunters Terrace,South Shields, NE33 3AA,United Kingdom.
Business hours: 8 AM - 11 PM (GMT) Greenwich Mean Time (Jersey), Mon – Sun.
Phone: +447543823719
Mail: info@exquisitetrends.com

Thank you for choosing ExquisiteTrends Limited! We appreciate your business and look forward to serving you.